Find out where your care business is leaking cash.
Eight straight questions on spending visibility and cash flow planning. Built for care providers, not generic small businesses. Your results appear on screen with three priority actions for the gaps it finds.
- Score yourself against eight financial controls that well run care businesses have in place
- See whether your weak spot is spending visibility, cash flow planning, or both
- Get three priority actions based on your lowest scoring answers
The numbers that quietly decide your margin.
Agency and staffing spend
Staff costs sit around 60 to 70 percent of turnover in most care settings. If agency use is not tracked on its own line, that is where the margin hides.
Tax timing
PAYE, VAT where it applies, and Corporation Tax all land on known dates. The checklist asks whether you know yours, with amounts, six months out.
Contract and placement profitability
Blended margins hide loss makers. Whether it is placements, packages or locations, the question is whether you can see each one on its own.
Forecasting and your buffer
Local authority payment lag and April wage uplifts are predictable. A rolling forecast and a costed reserve target turn them from shocks into line items.
Built by an accountant who works in care, not around it.
I'm Ameer Javed, founder of AJ Accounts. We work with care providers across the UK: children's residential homes, home care and supported living, alongside the healthcare professionals who run them. The checklist asks the same questions I ask when I first look at a care business's numbers. It's free because the answers are useful whether we ever work together or not.
Ready to see your gaps?
Eight questions. Two minutes. Three priority actions at the end.
Here's what your answers revealed.
You completed the checklist. Below is your overall score, a breakdown across both areas, and three tailored next steps.
Your three priority actions
Drawn from the specific questions where your score showed the biggest gaps.
Let's talk through your specific gaps.
Book a free 30-minute discovery call with Ameer at AJ Accounts. We'll walk through your checklist results, pinpoint what's costing you the most, and map out a clear plan — no obligation.